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Personalized, local insurance coverage starts with Zimmer Insurance Agency, Inc.

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Zimmer Insurance Agency, Inc.

Learn more about our agency.

Zimmer Insurance Agency, Inc is your locally owned and operated insurance agency proudly serving Columbia County, PA. We strive in everything we do to make our clients feel like a member of our family, not just a member of our community. Since 1959, we have worked to provide our clients with personalized, local service to help them find the right insurance coverage to protect themselves, their families, their belongings, and their businesses. In everything we do, our clients are our number one priority.

With over 50 years in business, we have the right expertise and knowledge to help guide you through every step of the insurance process. Our dedication to personalized service has resulted in 26 years of continuous Founders’ Award wins for Zimmer Insurance Agency, Inc. So you know when you work with us, you’re working with the best.

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As an independent agency, we are here to help you find the right coverage.

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Our Clients Rave About Us

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
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Locally Owned

We are locally owned and operated out of Bloomsburg, PA, serving all of Columbia County.

Award-Winning

For the past 26 years, we have won continuous Founders’ Awards.

Experienced Agents

In business for over 50 years, we have the expertise in insurance you need.

Expertise You Can Trust
Local Service
Customized Coverage

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Zimmer Insurance Agency, Inc. + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.

Solution

Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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Bloomsburg, PA

460 Central Road
Bloomsburg, PA 17815

Zimmer Insurance Agency, Inc. is proud to serve Bloomsburg, PA, Berwick, PA, and all of Columbia County. Reach out to us anytime for your insurance needs.

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